{"id":6252,"date":"2022-07-19T15:11:46","date_gmt":"2022-07-19T13:11:46","guid":{"rendered":"https:\/\/finalix.com\/expertise\/dienstleistungen\/optimisation-of-sickness-and-accident-insurance\/"},"modified":"2023-05-19T09:45:23","modified_gmt":"2023-05-19T07:45:23","slug":"optimisation-of-sickness-benefits-and-accident-insurance","status":"publish","type":"dienstleistungen","link":"https:\/\/finalix.com\/en\/expertise\/services\/optimisation-of-sickness-benefits-and-accident-insurance\/","title":{"rendered":"Optimisation of Sickness Benefits and Accident Insurance"},"content":{"rendered":"\n<p>In an increasingly health-conscious society with steadily rising healthcare costs, sickness and accident insurance remains an important topic for employers and employees. Insurance companies are confronted with challenges such as limited possibilities to differentiate their offering, a limited understanding of the primarily anonymous risk, low profit margins, and the need for digitalisation. <\/p>\n\n\n\n<p>In addition to our broad project and change management skills, we also have experience managing the \u00abdaily business\u00bb of this exciting product line, enabling us to understand our clients\u2019 situations better and jointly define optimal solutions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"client-benefit\">Client benefits<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Structured strategy development followed by a successful implementation<\/li>\n\n\n\n<li>Optimised pricing and improved collaboration of the organisational areas involved in value creation<\/li>\n\n\n\n<li>Analysis of requirements and successful implementation in processes, systems, and the organisation to reach the desired goals<\/li>\n\n\n\n<li>Optimised management and control processes based on tailored reports<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"finalix-contribution\">finalix contribution<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Operational management of underwriting &amp; product management<\/li>\n\n\n\n<li>Mandated ad interim management of the sickness and accident division<\/li>\n\n\n\n<li>Strategy development<\/li>\n\n\n\n<li>Redesign of pricing models with subsequent IT implementation<\/li>\n\n\n\n<li>Replacement of core systems &amp; reporting applications<\/li>\n\n\n\n<li>Redesign of financial management and development of a management cockpit<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Sickness benefits and accident insurance are a side topic for most private and health insurers, because of the relatively low margins compared to other lines of business. However, as a supplementary corporate client product, which is characterised by a high premium volume, it also offers opportunities. Sufficient attention must be paid to the specifics of this line of business.<\/p>\n","protected":false},"featured_media":4171,"template":"","expertise":[111],"class_list":["post-6252","dienstleistungen","type-dienstleistungen","status-publish","has-post-thumbnail","hentry","expertise-insurance-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/finalix.com\/en\/wp-json\/wp\/v2\/dienstleistungen\/6252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finalix.com\/en\/wp-json\/wp\/v2\/dienstleistungen"}],"about":[{"href":"https:\/\/finalix.com\/en\/wp-json\/wp\/v2\/types\/dienstleistungen"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finalix.com\/en\/wp-json\/wp\/v2\/media\/4171"}],"wp:attachment":[{"href":"https:\/\/finalix.com\/en\/wp-json\/wp\/v2\/media?parent=6252"}],"wp:term":[{"taxonomy":"expertise","embeddable":true,"href":"https:\/\/finalix.com\/en\/wp-json\/wp\/v2\/expertise?post=6252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}